Kevin Edwards

If you’re considering a fixed annuity, it’s natural to wonder whether it has a death benefit. A death benefit can provide peace of mind by ensuring that your beneficiaries receive a financial safety net upon your passing. In this section, we’ll explore fixed annuities with a death benefit, explain how it works, and discuss the

If you’re planning for retirement, you’re likely concerned about protecting your savings against potential risks like inflation. As the cost of living increases, your purchasing power decreases, making it crucial to ensure your retirement income can keep pace with rising prices. One potential tool for combating this challenge is fixed annuities. These investment products can

As an investor, you may have come across fixed annuities and their higher rates compared to certificates of deposit (CDs). But have you ever wondered why this is the case? In this article, we’ll explore the factors that contribute to fixed annuity rates, including the role of insurance companies, market conditions, and long-term financial planning

If you own a fixed annuity, you know that it’s a contract between you and an insurance company that provides guaranteed income payments for a specific period. However, what happens when your fixed annuity matures is something that requires careful consideration and planning. This is the point where you’ll need to make important decisions that

If you are considering investing in a variable annuity, it is important to understand the fees associated with this type of investment. Variable annuities offer a range of benefits, including tax-deferred growth and the potential for a guaranteed income stream in retirement. However, these benefits come at a cost, and understanding the fee structure is

If you are considering investing in a fixed annuity, it’s essential to understand the associated fees. Fixed annuities can be an excellent investment vehicle for providing stable, guaranteed income. However, these financial products come with fees that you need to be aware of to make informed decisions. Current rates: See this week’s California fixed annuity

If you are looking for a retirement savings plan, you may have heard about a 403(b) Tax-Sheltered Annuity Plan. It is an employer-sponsored retirement plan that offers tax-deferred growth and tax benefits for those who participate. This plan is specifically designed for employees of non-profit organizations, public schools, and certain tax-exempt organizations. By contributing to

Fixed annuities are often marketed as a safe and secure investment option for retirees. However, like all financial investments, they carry some level of risk. The question remains – can fixed annuities lose money? The answer is yes, they can. While they offer a guaranteed rate of return, there are potential risks to be aware

If you’re planning for your retirement, you’ve probably heard of annuities. An annuity offers a guaranteed income stream, which can provide increased financial security during your retirement years. However, annuities are not a one-size-fits-all solution, and there are both advantages and disadvantages to consider before making a decision. In this article, we’ll explore the pros

Updated October 26, 2026 by Kevin Edwards, California-licensed annuity agent (License #0D42517). Based on California SPIA quotes from our October 26, 2026 update. $100,000 is the benchmark insurers and comparison sites use for immediate annuity quotes, so it’s the easiest amount to compare across companies. Unlike our other amount pages, the figures here are direct