Kevin Edwards

Kevin Edwards (CA Insurance License #0D42517) is the founder of Integrity Now Insurance Brokers and an independent annuity specialist with nearly 20 years of experience. He helps retirees throughout California and across the country compare fixed annuities, FIAs, and MYGAs from top-rated carriers — including Nationwide, American Equity, North American, and Pacific Life — to secure guaranteed retirement income. Learn more at fixedannuityexpert.com/about-kevin-edwards/

what are the fees on a fixed annuity

What Are The Fees on a Fixed Annuity?

If you are considering investing in a fixed annuity, it’s essential to understand the associated fees. Fixed annuities can be an excellent investment vehicle for providing stable, guaranteed income. However, these financial products come with fees that you need to be aware of to make informed decisions. Current rates: See this week’s California fixed annuity

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can fixed annuities lose money

Can Fixed Annuities Lose Money?

Fixed annuities are often marketed as a safe and secure investment option for retirees. However, like all financial investments, they carry some level of risk. The question remains – can fixed annuities lose money? The answer is yes, they can. While they offer a guaranteed rate of return, there are potential risks to be aware

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Pros And Cons Of An Annuity

Pros And Cons Of An Annuity

If you’re planning for your retirement, you’ve probably heard of annuities. An annuity offers a guaranteed income stream, which can provide increased financial security during your retirement years. However, annuities are not a one-size-fits-all solution, and there are both advantages and disadvantages to consider before making a decision. In this article, we’ll explore the pros

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variable annuities are bad

Why Variable Annuities Are Bad

Why Variable Annuities Are Bad If you’re considering variable annuities as part of your investment strategy, it’s essential to understand their potential downsides. Unfortunately, these financial products can be costly, complex, and generally a bad idea for most investors. Variable annuities are insurance contracts that allow you to invest in a range of subaccounts, similar

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Premiums From Fixed Fnnuities Invested

Premiums From Fixed Annuities Invested

Short answer: Premiums paid into a fixed annuity are invested in the insurance company’s general account, not in a separate account you own. Insurers invest the general account mainly in investment-grade corporate and government bonds, commercial mortgage loans and mortgage-backed securities, with a smaller share in other assets. Your guaranteed rate is a contractual promise

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