Fixed Annuities

If you are considering investing in an annuity, understanding the various fees associated with it is crucial. One such fee that you should be aware of is M&E fees. M&E fees, or Mortality and Expense fees, are charges deducted from your annuity contract to cover expenses incurred by the insurance company. These fees can significantly […]

If you’re considering investing in a fixed annuity, you may be wondering if it includes M&E fees. Fixed annuities are a popular investment option for those seeking a guaranteed income stream during retirement. These annuities are considered one of the safest investment options available with minimal risk to the principal amount invested. However, like any

If you’re considering a fixed annuity, it’s natural to wonder whether it has a death benefit. A death benefit can provide peace of mind by ensuring that your beneficiaries receive a financial safety net upon your passing. In this section, we’ll explore fixed annuities with a death benefit, explain how it works, and discuss the

If you’re planning for retirement, you’re likely concerned about protecting your savings against potential risks like inflation. As the cost of living increases, your purchasing power decreases, making it crucial to ensure your retirement income can keep pace with rising prices. One potential tool for combating this challenge is fixed annuities. These investment products can

Are you considering investing in a fixed annuity and wondering about the frequency of interest payments? As an independent fixed annuity insurance agent, Integrity Now Insurance Brokers can provide you with insights into the workings of fixed annuities. This article aims to explore whether fixed annuities pay interest monthly. We will also provide a comprehensive

As an investor, you may have come across fixed annuities and their higher rates compared to certificates of deposit (CDs). But have you ever wondered why this is the case? In this article, we’ll explore the factors that contribute to fixed annuity rates, including the role of insurance companies, market conditions, and long-term financial planning

When it comes to retirement planning, you want to ensure that you have a reliable source of income that provides financial stability for years to come. This is where fixed annuities come in. Fixed annuities are a financial product that provides a guaranteed return on investment, often used for retirement savings. Fixed annuities offer several

If you’re looking for a reliable way to save for retirement, a deferred fixed annuity may be an option worth considering. This type of annuity can provide guaranteed income and tax advantages that can help you maintain your lifestyle and secure a comfortable retirement. At Integrity Now Insurance Brokers, we specialize in helping people navigate

If you’re looking for a reliable source of income for retirement, fixed index annuities could be an option worth considering. An annuity is a contract between you and an insurance company that can provide guaranteed income payments for a set period or even the rest of your life. Fixed index annuities offer principal protection, potential

As you prepare for your retirement, you’re likely exploring different financial options to ensure you have a secure retirement income stream. One option that is gaining popularity is immediate fixed income annuities. Immediate fixed income annuities are an agreement between you and an insurance company. You give the insurance company a lump sum amount, and