About Kevin Edwards — CA Licensed Independent Annuity Agent
California Insurance License #0D42517 | Integrity Now Insurance Brokers | (877) 854-7396
Kevin Edwards is the founder of Integrity Now Insurance Brokers and one of California’s most experienced independent annuity agents. With nearly 20 years of hands-on experience in retirement income planning, Kevin has helped hundreds of retirees and pre-retirees throughout California — and across the country — protect their savings and generate guaranteed lifetime income.
As a fully independent agent, Kevin has no obligation to any single insurance carrier. He compares products from top-rated carriers — including Nationwide, American Equity, North American, and Pacific Life — to find the annuity that best fits each client’s unique financial goals, timeline, and risk tolerance. When you work with Kevin, you get unbiased guidance, not a sales pitch.
Credentials & Licensing
Kevin holds an active California insurance license (#0D42517) and is authorized to sell fixed annuities, fixed index annuities, and multi-year guaranteed annuities (MYGAs) in California and multiple other states. He founded Integrity Now Insurance Brokers to offer retirees a truly independent alternative to captive agents and large financial institutions that are limited to their own product shelf.
Why Work With an Independent Annuity Agent?
Most annuity buyers don’t realize that working with an independent agent costs nothing — the insurance carrier pays the agent’s commission, not the client. What you gain is an advisor whose only loyalty is to you. Kevin reviews products from dozens of carriers to find you the highest available guaranteed rate, the strongest financial backing, and the terms that match your retirement timeline. There is no upsell, no quota, and no conflict of interest.
Areas of Expertise
Kevin specializes exclusively in retirement income products:
- Fixed Annuities — guaranteed interest rates with full principal protection
- Fixed Index Annuities (FIAs) — market-linked growth potential with a 0% floor
- Multi-Year Guaranteed Annuities (MYGAs) — fixed rates for 2–10 year terms
- Single Premium Immediate Annuities (SPIAs) — immediate guaranteed lifetime income
- Qualified Longevity Annuity Contracts (QLACs) — deferred income from IRA or 401(k)
Schedule a Free Consultation
Kevin offers no-obligation consultations to retirees and pre-retirees who want to understand their annuity options. Call (877) 854-7396 or complete the annuity quote request form to get started. There is no cost and no pressure — just straightforward guidance from a licensed, independent professional.