Free, easy-to-use annuity calculators for the three most popular types of annuities. Pick the one that matches what you want your money to do — grow at a guaranteed rate, grow with the market but never lose, or pay you income for life. No sign-up and no personal information required.
Which annuity calculator should I use?
- You want a guaranteed result, like a CD. Use the fixed annuity calculator. It shows exactly what a multi-year guaranteed annuity (MYGA) will be worth at the end of its term and compares it to a bank CD.
- You want market-linked growth with no losses. Use the fixed index annuity calculator. It shows the range of outcomes between a 0% floor and your cap.
- You want a monthly paycheck for life. Use the immediate annuity calculator. It shows your monthly income and when you’ll get your money back.
Not sure which type fits? Read our guide to the types of annuities or start with what an annuity is.
Where to find real rates for the calculators
Each calculator asks for one rate. I publish current California rates every week so you can plug in real numbers:
- California fixed annuity (MYGA) rates
- California fixed index annuity caps
- California immediate annuity (SPIA) payouts
Add these calculators to your website
Run a financial planning, CPA, or retirement website? You can put any of these calculators on your own pages for free. Get the embed code; it takes about a minute.
About these calculators
These calculators are for education. They show the math behind each type of annuity using the numbers you enter; they aren’t quotes or illustrations of any specific product. They were built by Kevin Edwards, an independent California-licensed annuity agent (CA License #0D42517) with Integrity Now Insurance Brokers. When you’re ready for real numbers, request a free annuity quote or call (877) 854-7396.