Immediate Annuity Income Calculator

Turn a lump sum into a monthly paycheck for life — see what it pays and when you get your money back.

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$
This depends mostly on your age when payments start — older buyers get more. Look up the real number for your age on our California SPIA rates page.

yrs
Used to show how your total income adds up by each birthday.

Monthly income for life

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Yearly income

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You get your money back by

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Total income received by age

Total income receivedAmount you put in
Income by age table
AgeIncome that yearTotal received

Payouts differ by hundreds of dollars a month between companies. I’ll quote them all for your exact age and amount.

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For education only — not a quote, offer, or illustration of any specific annuity. You supply the payout figure; actual payouts depend on your age, sex, payout option, the insurance company, and the date you buy. Assumes a life-only payout with level monthly payments and no cost-of-living increase; payments stop at death unless you choose a refund or period-certain option, which pays less. Taxes not shown. Guarantees depend on the issuing insurance company’s claims-paying ability. Kevin Edwards, Integrity Now Insurance Brokers, CA License #0D42517.

Free immediate annuity calculator by Fixed Annuity Expert

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